Every twenty years or so, car repair insurance companies make a major reappearance. Why not? You are dealing with another generation of vehicles and unsuspecting customers. As a man that has worked for years at Ford and Chevrolet dealerships, I am familiar with this scam. New cars and trucks now can last twenty years when properly cared for and are extremely reliable, much better than their predecessors. It is incredible that vehicles, many that are not properly serviced or repaired can last that long.